The Arctic waters are the warmest in thousands of years. Yet the change has happened over only 100 years. Something's up, right?
Maybe we need to establish a Climate Security fund. Companies and individuals pay in, and you check a box if you think climate change is real. If you check "no" and are right, everyone gets their money back but you get the interest on the whole fund. If you are wrong, your contribution covers the damage relief while the "yes" folks get their money back with a smaller return. Simple! Let the market decide.